AI for real estate closing teams

The ground truth
behind every closing.

Terrio does the repetitive work behind every closing. It reads the contract, orders the payoffs and estoppels, chases them down, checks the file for mistakes, and keeps it all in one place. It runs around the clock, so a lean team closes far more files than they ever could by hand, faster and with fewer errors.

Works in all 50 states, attorney-opinion and title-company alike.
Closing file214 Marsh Point Rd · Ridgeline Holdings LLCOn track
Intake
Contract read, file opened
Processing
Payoff, estoppel & hazard inOrdered, chased, and read as they land
Title
Chain assembled to root
Review
Survey flagged for your reviewOne item needs a look, the rest is clear
Every step, one file. On track to close 07/22.the ground truth
The problem

Today, the file moves by hand.

A closing is dozens of small, repetitive tasks passed from person to person under a deadline. Ordering, chasing, re-typing, checking. Every step is a chance for something to slip:

Each one means rework, a delayed closing, or a claim. The cost adds up, and so does the risk.

How Terrio works

It runs the file, start to finish.

Terrio picks up the closing the moment the contract arrives and carries it through to a clean, checked file. Here is what it handles for your team.

01

Reads the contract

Terrio opens the file straight from the contract, pulling the terms, parties, property, and dates into place. Nobody re-keys anything, so nothing gets transposed on the way in.

02

Orders everything the file needs

Payoffs, HOA estoppels, survey, hazard, lender documents, tax certificates. Terrio places each order and follows up until it comes back, so nothing sits waiting for someone to remember it.

03

Reads every reply

The moment a payoff or estoppel arrives, Terrio pulls the numbers, the good-through date, and the clauses off it and files them. Replies never pile up in an inbox.

04

Checks the file against itself

Terrio compares every part of the file and flags gaps, liens, mismatched names, expired dates, and compliance triggers, with the citation, for a person to review. It never renders a verdict.

05

Hands your team a clean file

One source of truth, in sync with the systems you already use, with a record of every step. Your team reviews and signs off the way your state requires.

What it handles

The whole closing, covered.

From the moment the contract lands to the day it records, Terrio runs the orders and the checks that used to sit on your team's desk.

Orders it runs and chases

  • Payoffs
  • HOA estoppels
  • Survey
  • Hazard binders
  • Lender documents
  • Tax certificates
  • Title search

Checks it flags for review

  • Chain-of-title gaps
  • Liens and judgments
  • Names that don't match the deed
  • Expired or lapsing dates
  • Compliance triggers (FIRPTA, GTO, 1099-S, withholding)
  • Legal-description discrepancies

All 50 states, attorney-opinion and title-company alike, and it works alongside the tools you already use.

Around the clock

Terrio doesn't clock out.

It works nights, weekends, and holidays. It never calls in sick, never quits, and needs no training. Files keep moving while the office is dark, so you start every morning ahead instead of behind. No overtime, no backlog, no one left chasing.

What it means for your firm

More closings. Lower cost. Less risk.

PROCESS FASTER

Files move on schedule

Work that took days of back-and-forth happens continuously. Files no longer wait for someone to get to them, so closings stay on their date and turn times drop.

LOWER COST

Grow without growing your team

Take on more closings without adding people. Your file count can climb while payroll stays flat, because the repetitive work no longer needs a person doing it.

REDUCE RISK

Fewer things slip

Fewer manual errors, nothing falling through, compliance flagged, and every action on a tamper-evident record. Fewer claims, cleaner audits, less exposure.

Pricing

Priced to fit how you close.

Usage-based, not per-seat. You pay for the files Terrio runs, so your cost tracks your volume instead of your headcount.

PER FILE

Pay per closing

You're billed on the files Terrio runs, not on how many people log in. Add the whole team at no extra cost.

START SMALL

No long-term contracts

No big upfront commitment. Run a handful of files, see the lift, then scale at your pace.

FOUNDING FIRMS

Get in early

Join during the beta for preferred pricing, no setup fees, and a direct line to shape where Terrio goes next.

Private beta

Join the founding firms.

We are working hands-on with a handful of firms now, and opening to a select group this Q4. Tell us how you close, and we'll see if you're a fit for the founding cohort.